What is a credit card?

Credit cards are those that have an amount of money available that allows the cardholder to withdraw a certain amount of cash, irrespective of the balance in the bank account. Payments, purchases and cash withdrawals made on credit generate a settlement in accordance with the chosen payment method, which is paid on the last working day of each month.

With the credit card associated with a Sabadell range account you can:

• Withdraw cash free of charge at our ATMs and at 6000 EUR from €60 (Abanca, Ibercaja, Kutxabank, Unicaja, CajaSur, Caixa Ontinyent and Colonya Caixa Pollença).
• Withdraw cash on credit (this operation may involve costs).
• Transfer some of your card balance to your current account (this operation may involve costs).
• Paying in shops and shopping online.
• Delay payment of purchases until the end of the month or set up a flexible payment method to suit the customer's needs.
• Pay for a purchase in instalments without having to pay the full amount immediately.
• Link your card to pay with your mobile with Google Pay, Apple Pay or Samsung Pay through the Banco Sabadell app.
• Use the Instant Money service.

Visit our website for more information about the Banco Sabadell credit card.